← ranked final candidates

#22 CASS — CASS INFORMATION SYSTEMS INC

A2_VCP_NEAR_PIVOT | as of 2026-09-16 | automated relative priority, not a published Minervini point formula

Relative priority36.80
RS rating76.14
Fundamental strength44.00
VCP score84.13
Pivot distance2.24%
AV confirmation80.00%complete
Technical chart for CASS

Trend Template

price_above_sma150_and_sma200PASS
sma150_above_sma200PASS
sma200_rising_1mPASS
sma50_above_sma150_and_sma200PASS
price_above_sma50PASS
price_at_least_30pct_above_52w_lowPASS
price_within_25pct_of_52w_highPASS
rs_rating_at_least_70PASS

Trend Template metrics

close55.32
sma5055.31
sma15049.14
sma20047.44
sma200_1m_ago45.62
pct_above_52w_low57.59
pct_below_52w_high6.70
rs_rating76.14

VCP conditions

coherent_contraction_sequencePASS
enough_contractionsPASS
successive_ranges_inside_firstPASS
successive_depths_contractingPASS
final_contraction_tightPASS
base_depth_okPASS
resistance_area_tightPASS
volume_dryupFAIL
atr_contractingFAIL
price_tightPASS
near_pivotPASS

VCP metrics

num_contractions2.00
contraction_depths_pct[13.33, 3.64]
depth_ratios_vs_prior[0.273]
target_depth_ratio_roughly_half0.50
max_allowed_depth_ratio0.80
base_high59.29
base_low51.38
base_depth_pct13.33
base_duration_weeks4.00
resistance_spread_pct4.55
volume_dryup_ratio_10d_vs_50d0.85
atr_pct_recent2.76
atr_pct_prior2.67
atr_contraction_ratio1.03
tight_10d_range_pct4.39
raw_contraction_count12.00
raw_depths_pct[5.66, 3.11, 6.85, 11.92, 7.14, 3.67, 4.21, 4.68, 5.77, 3.36, 13.33, 3.64]
final_trough_age_bars4.00
selection_reasoncoherent_current_sequence
pivot_price56.59
distance_to_pivot_pct2.24
vcp_score_pct84.13
is_vcp_candidatePASS
breakout_on_volumeFAIL

Price / volume

return_1m_pct-2.83
return_3m_pct15.53
return_6m_pct26.68
return_12m_pct33.49
weighted_12m_momentum9.22
range_10d_pct4.39
range_20d_pct15.38
avg_volume_50d76,322
dollar_volume_50d4.22M
up_down_volume_ratio_50d1.21
accumulation_days_20d0.00
distribution_days_20d1.00

Fundamental overlay criteria

eps_growth_minimumPASS
sales_growth_positive_or_betterPASS
core_data_coveragePASS
eps_acceleratingPASS
sales_acceleratingPASS
gross_margin_improving—
operating_margin_improving—

Minervini-oriented SEC fundamentals

eps_growth_yoy_pct22.73
eps_previous_q_yoy_growth_pct1.51
eps_acceleration_pts21.21
eps_annual_growth_pct87.77
eps_cagr_3y_pct1.04
sales_growth_yoy_pct0.82
sales_previous_q_yoy_growth_pct-0.88
sales_acceleration_pts1.70
sales_annual_growth_pct-1.76
sales_cagr_3y_pct-3.89
gross_margin_pct—
operating_margin_pct—
pretax_margin_pct48.02
net_margin_pct38.59
gross_margin_yoy_change_pts—
operating_margin_yoy_change_pts—
roe_latest_fy_pct14.88
current_ratio—
debt_to_equity_pct—
cash_to_debt—
shares_outstanding—
adjusted_eps_growth_yoy_pct—
earnings_surprise_pct—
eps_estimate_revision_30d_pct—
analyst_count—
institutional_ownership_pct—
institutional_qoq_change_pct—
management_guidance_revision_pct—

SEC data quality

core_coverage_pct90.00
missing_core_metrics["shares_outstanding"]
selected_sec_tags{"accounts_payable": null, "accounts_receivable": null, "capex": "us-gaap:PaymentsToAcquirePropertyPlantAndEquipment", "cash": "us-gaap:CashAndCashEquivalentsAtCarryingValue", "cost_of_revenue": null, "current_assets": null, "current_liabilities": null, "dividends_paid": "us-gaap:PaymentsOfDividendsCommonStock", "eps_basic": "us-gaap:EarningsPerShareBasic", "eps_diluted": "us-gaap:EarningsPerShareDiluted", "equity": "us-gaap:StockholdersEquity", "gross_profit": null, "inventory": null, "long_term_debt": null, "long_term_debt_current": null, "net_income": "us-gaap:NetIncomeLoss", "operating_cash_flow": "us-gaap:NetCashProvidedByUsedInOperatingActivities", "operating_income": null, "pretax_income": "us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "r_and_d": null, "revenue": "us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax", "sga": null, "share_repurchases": "us-gaap:PaymentsForRepurchaseOfCommonStock", "shares_outstanding": "dei:EntityCommonStockSharesOutstanding", "short_term_debt": "us-gaap:ShortTermBorrowings", "short_term_investments": "us-gaap:ShortTermInvestments", "stock_based_comp": "us-gaap:ShareBasedCompensation", "total_assets": "us-gaap:Assets", "total_liabilities": "us-gaap:Liabilities", "weighted_avg_diluted_shares": "us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding"}
unavailable_canonical_concepts["accounts_payable", "accounts_receivable", "cost_of_revenue", "current_assets", "current_liabilities", "gross_profit", "inventory", "long_term_debt", "long_term_debt_current", "operating_income", "r_and_d", "sga"]
warnings["Standalone Q4 income/EPS can be absent because 10-K statements are annual.", "Company-specific extension tags are not returned by CompanyFacts.", "Non-GAAP EPS, guidance, 13F ownership, Form 4 activity, and analyst estimates are separate modules."]

Reporting periods

latest_quarter_end2026-06-30
latest_quarter_filed2026-08-05
latest_fiscal_year_end2025-12-31
latest_balance_sheet_end2026-06-30

Company metadata

symbolCASS
cik708,781
company_nameCASS INFORMATION SYSTEMS INC
exchange—
sic7,389
sic_descriptionServices-Business Services, NEC
fiscal_year_end1,231
as_of2026-09-16
sourceSEC EDGAR CompanyFacts + Submissions

Alpha Vantage enrichment

latest_reported_date2026-07-23
latest_reported_eps0.71
latest_estimated_eps0.72
latest_earnings_surprise_pct-1.39
avg_earnings_surprise_4q_pct2.44
positive_earnings_surprises_4q2.00
earnings_surprise_quarters_available4.00
reported_eps_yoy_growth_pct86.84
estimate_period2027-12-31
analyst_count_eps—
analyst_count_revenue—
eps_estimate_avg—
revenue_estimate_avg—
estimate_revision.eps_estimate_revision_up_trailing_7_days1.00
estimate_revision.eps_estimate_revision_up_trailing_30_days1.00
estimate_revision.eps_estimate_revision_down_trailing_30_days0.00
eps_revision_up_30d1.00
eps_revision_down_30d0.00
eps_revision_net_up_30d1.00
institutional.total_institutional_holders196.00
institutional.total_institutional_shares8.62M
institutional.holders_with_increased_holdings102.00
institutional.holders_with_decreased_holdings65.00
institutional.holders_with_unchanged_holdings29.00
institutional_holder_rows196.00
institutional_total_shares8.62M
endpoints_returned["EARNINGS", "EARNINGS_ESTIMATES", "INSTITUTIONAL_HOLDINGS"]

Alpha Vantage confirmation screen

latest_earnings_surprise_positiveFAIL
average_4q_earnings_surprise_positivePASS
positive_surprise_quartersPASS
analyst_coverage_present—
eps_revision_breadth_nonnegative_30dPASS
institutional_sponsorship_presentPASS

Alpha Vantage screen summary

statuscomplete
confirmation_score_pct80.00
available_criteria5.00
noteInformational post-Exp0 confirmation only; not part of validated Exp0 selection/ranking.

Alpha Vantage endpoint status

EARNINGScache_available
EARNINGS_ESTIMATEScache_available
INSTITUTIONAL_HOLDINGScache_available

Accepted VCP contractions

peak_datepeak_pricetrough_datetrough_pricedepth_pctdepth_ratio_vs_priorbars
2026-08-1959.292026-08-2051.3813.33—1.00
2026-09-1056.592026-09-1054.533.640.270.00

Recent SEC filings

formfiling_dateaccession_numberprimary_document
10-Q2026-08-050000708781-26-000031cass-20260630.htm
8-K2026-07-230000708781-26-000028cass-20260721.htm
10-Q2026-05-050000708781-26-000022cass-20260331.htm
8-K2026-04-230000708781-26-000020cass-20260421.htm
8-K2026-03-300000708781-26-000017cass-20260329.htm
10-K2026-03-060000708781-26-000010cass-20251231.htm
8-K2026-01-220000708781-26-000002cass-20260120.htm
8-K2025-11-100000708781-25-000107cass-20251106.htm
10-Q2025-11-040000708781-25-000105cass-20250930.htm
8-K2025-10-230000708781-25-000103cass-20251021.htm
10-Q2025-08-050000708781-25-000087cass-20250630.htm
8-K2025-07-170000708781-25-000078cass-20250715.htm

SEPA factors not covered by SEC + Yahoo

These remain manual or require another provider/module and are deliberately not guessed: